Compare Mortgage Scenarios

Most real-world mortgage decisions involve choosing between two specific options — not running a single calculation. Should you take the 30-year at 6.75% or the 15-year at 5.95%? Pay PMI for the lower down payment, or stretch for 20% to avoid it? Buy down the rate, or keep cash for the down payment?

The comparison tool below runs side-by-side amortization for two mortgage scenarios so you can see the actual lifetime cost difference, monthly payment difference, and total interest paid for each option. Plug in your numbers; the answer is usually surprising.

For deeper analysis on specific scenarios, see our blog posts on retirement math and real estate investment math. For other comparison-style decisions (loan A vs B, SIP A vs B), let us know at hello.goledigitalstudio@gmail.com — we're expanding the compare tool to cover more scenarios.