HELOC Strategy Calculator

HELOC available equity.

Home Value

$1,000$1,000,000

Mortgage Balance ($)Max LTV (%)

HELOC Rate

0.1%25%

Enter values above — results appear instantly as you type.

Formula

HELOC = (HomeValue × LTV) - Mortgage

$500K home, $300K mortgage, 85% LTV → $125K HELOC.