CalcNest AI

Annuity Calculator

Calculate the present value and future value of an annuity — a series of equal payments made at regular intervals.

About Annuity Calculator

Calculate the present value and future value of an annuity — a series of equal payments made at regular intervals.

Formula

PV = PMT × [(1-(1+r)^-n)/r]

Example

$1,000/month at 0.5%/month for 120 periods → PV ≈ $90,073.

How to Use

Enter your values in the fields above and click "Calculate" to get instant results. All calculations happen in your browser — nothing is sent to any server.

Frequently Asked Questions

What is Annuity Calculator?
Calculate the present value and future value of an annuity — a series of equal payments made at regular intervals.

What formula does this use?
This calculator uses: PV = PMT × [(1-(1+r)^-n)/r]

Is this calculator free?
Yes! All calculators on CalcNest AI are 100% free with no account required.

Is my data safe?
Absolutely. All calculations run locally in your browser. We never store or transmit your input data.

Related Calculators